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J&K Bank Two-Wheeler Finance Scheme, Check Eligibility and Rate of interest

J&K Bank Two-Wheeler Finance Scheme, Check Eligibility and Rate of interest

ELIGIBILITY

  • Students with a parent (Mother or father or both) as Co-borrower. Income of both the father and mother can be considered for arriving at quantum of finance and repaying capacity.
  • Minimum employment 
    • (Applicant/Co-borrower): The applicant must have been in current employment for a period not less than 6 months or must have a business standing of at least 1 years.
    • Employees on contractual basis in Government / Semi-Government undertakings, Autonomous bodies & public Sector undertakings shall also be eligible, if they have been in current contractual job for a period not less than 1 year and the remaining contract period is longer than the chosen repayment period.

AGE

  • Minimum age of applicant/co-borrower: 18 years
    • (16 years for purchase of scooter having engine capacity below 55CC).

 

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